I have been a licensed Real Estate Sales person and Loan Officer for over 40 years and have been specializing in reverse loans since 2002 and I found the program to be very compelling and important to determining the quality of life for a senior and for retirement planning.

I'm involved in a number of organizations that represent seniors and also focus groups within the local communities of Los Angeles and Ventura Counties, CA.

By meeting other professionals in different fields that offer services to the senior community, I feel more informed. And having these contacts, helps me to direct my clients and their families to services that they might need and not know how to locate.

Estate Planning and Elder Law attorneys utilize my knowledge and experience for their older clients or the adult children and their senior parents to maximize retirement funds by using money from a Reverse loan for care giving or unplanned medical expenses.

And I also coordinate financial concerns and retirement planning with Financial Advisors by providing them with examples of how they can extend the longevity of a retirement fund beyond the traditional method and or timeline of a retirement plan for their clients.

Banks and Credit Unions do not offer Reverse loans and I have partnered with some of them as a trusted resource for information for their clients/members when they are asking about a Reverse loan.

Lastly, I also assist Realtors with their senior clients who may wish to sell their current residence and down size into one that is smaller; by using a Purchase Money Reverse loan in lieu of traditional financing that would require a mortgage payment and qualifying on income and credit.

I have been a guest speaker for APS in Ventura County, CA, a public radio station in Ventura (KVTA) and I am also a past Board Member of the Ventura County Adult Abuse Prevention Council and I have been a guest speaker for the L.A. Caregivers Assoc. and for various Rotary Clubs.

I meet all my clients in their homes, throughout Central and Southern California for free consultations.

My personal mission is to make a positive difference in each senior's life, by providing them accurate information on Reverse loans and assisting them in their decision process as to whether or not a Reverse loan is appropriate for their given circumstances.